Archive

Two RMDs in One Year Is a 42% Tax Bracket Nobody Mentioned

They built the clawback into the same paragraph as the gift.

Jul 15, 2026

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4 min read

Three Tollbooths Sit Between Your Tithe and Your Tax Return

Medicare looks at a number your deduction never touched.

Jul 14, 2026

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3 min read

$12,000 off Your Taxable Income. $0 off Your IRMAA.

The IRS form routes it below the gate. Four toll booths never see it.

Jul 13, 2026

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4 min read

$1.9 Million in Capital Gains on a Gift You Didn't Need to Make

Congress killed the cliff. Nobody called the families who jumped.

Jul 10, 2026

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4 min read

The Deduction That Never Touches Schedule A

Your entity pays the tax. The IRS calls it a business cost.

Jul 9, 2026

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4 min read

How One Dollar of Muni Interest Becomes $1.50 of Taxable Income

Your 1099 has an AMT line. Most advisors never check it.

Jul 8, 2026

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3 min read

The Salary-vs-Distribution Dial on Your S Corp Just Got More Sensitive

One retirement contribution moves the sliding scale more than it used to.

Jul 7, 2026

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3 min read

$159,000 on a $500,000 Gold Gain. Here Is the Plumbing

The partnership clock starts in March. The fund opens in September.

Jul 6, 2026

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4 min read

FICA Wages on Your W-2 Kill Your Catch-Up

Your RSUs push it over the line and you never see it happen.

Jul 3, 2026

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4 min read

Same Gift, Same Church, $10,000 Apart

The floor eats $4,055 before your deduction even starts.

Jul 2, 2026

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3 min read

The $46,700 Deduction Eats Itself If You Saved Too Much

Twelve cents disappear for every dollar over $150,000.

Jul 1, 2026

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3 min read

Same $15,000 Fee. Three Different Tax Outcomes.

The IRS wrote the bypass into the regs. Page 4.

Jun 30, 2026

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3 min read